Top 10 best Woocommerce payment gateway for WordPress

With any ecommerce website, payment gateway plays an extremely crucial role, hence choosing the most suitable one might be quite tricky. In this article, Arrowtheme will explain how the payment gateway works and suggest you top best payment gateway wordpress for you to choose. Then, let’s explore with us right now!

What is a payment gateway?

A payment gateway is known as a service that facilitates the processing of all online transactions. Simply speaking, customers will send credit/ debit card information at the end of the purchase process. Then, this information will be communicated to the merchant and then to the bank. Besides, a payment gateway also informs you whether the charge has been allowed or not. In case it has not, the transaction will be canceled. Finally, the amount of the payment is withdrawn from the customer’s account and placed into your store’s account. 

In general, the main function of the payment gateway is to accept or deny a transaction with your shop account before the funds are transferred to your bank account. In particular, to take online payments, you must have both a merchant account and a payment gateway. 

How does a payment gateway work?

Basically, a payment gateway conducts numerous key processes when a consumer makes a payment through your WooCommerce website. To begin, it goes through the store’s server, then sends the payment from the payment gateway to the issuing bank and requests confirmation.

Besides, the payment authorization request can be accepted or rejected based on the bank’s response. Plus, the response is sent back to the payment gateway via the merchant server, and the server response permits the customer to complete the transaction. Typically, it will take a few seconds for this process to complete.

What’s more, one of the most crucial decisions for Woocommerce store owners can make is which best payment gateway wordpress to choose. In fact, there are a number of excellent options that work well with WooCommerce and give you and your customers a fantastic experience. 

>>> Read more: The complete guide to customize add to cart button in Woocommerce

Top 10 best Woocommerce payment gateway for WordPress

1. Amazon Pay

When it comes to the best payment gateway wordpress, the first one we highly recommend is Amazon Pay. As its name suggests, Amazon Pay is a payment service provided by Amazon. With Amazon Pay, you can provide your customers the option of paying with their Amazon account. Besides, account validation normally only requires your email address and password. In particular, the only requirement is to have an active Amazon account. What’s more, the main benefit of this payment gateway is that you won’t have to submit your payment information on a third-party website.

Amazon stands out as a crucial link between a customer and an online retailer. Best of all, the end-user is not charged anything to create and use their account. Furthermore, payment can be made by credit card or direct debit from your Amazon account, depending on your preferences. In terms of the seller, they must pay a nearly 1.9 percent commission and 35 cents every transaction.

2. Apple Pay

The second Woocommerce payment gateway you can’t ignore is Apple Pay. Despite being designed to be a mobile payment service, this best payment gateway wordpress is only available to customers of Apple’s newest products. Besides, for the iPhone, the payment service was initially based on NFC technology, or near-field communication. In particular, Apple Pay is feasible for your consumers not only in online stores but also in physical stores. Since the launch, some online retailers have decided to accept Apple Pay as a payment method. Originally solely available in the United States, the service is now available in France, the United Kingdom, and Switzerland, among other countries. Furthermore, Apple Pay is expected to expand considerably more in Europe. 

3. Paypal Pro

Being as one one of the Internet’s oldest payment services, PayPal is widely used. The bottom line is that it is a one-stop internet payment gateway. Thanks to it, users give them access to all of their credit cards, bank accounts, mailing addresses, and they’re ready to shop at your store. In reality, customers can usually choose between paying using a credit card or using PayPal. Hence, your consumers are likely to already have a PayPal account. As a result, customers hit a button to pay, and you receive your money as well as their address and other pertinent information. Furthermore, PayPal also provides comprehensive protection for both buyers and sellers by allowing them to go through precise and well-defined dispute resolution processes. 

Nowadays, a vast number of plugins and ecommerce solutions use PayPal as their default payment mechanism. Plus, all that is required is that you have a loan account and provide your email address. Besides, your PayPal dashboard has all of the information you require. From that, you may export just about any data you need in PDF, CSV, TAB, or QuickBooks format by pressing a few buttons and running a few reports. With the availability in about 200 countries, no matter where you are or who you are selling to, PayPal gives you access to one of the world’s largest payment networks. 

4. PayPal by Braintree

Coming to the another best payment gateway wordpress you need to know is PayPal by Braintree. Braintree, which was founded in 2007, is a relatively simple way to accept online payments from your users. With the option to split payments, this payment gateway solves the problem of multiple sellers. Moreover, Braintree safeguards your information by adhering to the Payment Card Industry Data Security Standard (PCI-DSS). Best of all, this WooCommerce payment gateway also has a sophisticated fraud detection system that safeguards you and your customers from such threats.

Basically, it is a versatile payment gateway that supports over 135 different currencies and includes features like recurring payments, robust reports, and split payments. Braintree, on the other hand, does not work with marketplace escrow monies. 

5. Skrill

Skrill, originally known as Moneybookers, is an English-based payment system. For more details, it works on the same concept as a prepaid card. All you need is a customer account linked to your credit card or bank account. After that, you can use it to make online purchases or transactions. In addition, with the help of this best payment gateway wordpress, your banking information is never shared with merchants. The prepaid card is a wonderful alternative to PayPal since it allows you to keep track of your spending and stay within your budget. However, using Skrill has a disadvantage with customers because they must advance money before using the service.

6. Stripe

Can’t help but mention Stripe when it comes to the list of best payment gateway wordpress. To put it plainly, Stripe is an internet service that allows your WooCommerce business to accept credit card payments. To prevent the store from caching the entry of confidential information, you need an SSL certificate to encrypt the data sent between your server and the bank. Moreover, Stripe works in a white label mode offering the major benefit of keeping your consumers at home rather than redirecting them to an external payment website. Then, with a calculation like this, the most cost-effective solution is:

In fact, negotiating a discount for big amounts of transactions is a good idea, but you should also contact your bank to see if there is a more cost-effective option. 

7. Authorize.net

Another popular WooCommerce payment gateway you should know is Authorize.net, which is well-known for its simple integration and quick payment processing. Basically, this enables you to take credit cards and echeck payments from your customers. Unlike other solutions that reroute your customers to another page, this payment gateway maintains your clients on your site while processing the payment. Mastercard, Visa, American Express, Discover, JCB, and Diners Club are among the credit cards accepted. Best of all, the logos of these credit cards will be shown on the checkout page for your clients’ convenience. Furthermore, it also allows you to take payments using e-checks in addition to credit cards. Plus, customers using a Checking, Business Checking, or Savings Account are affected.

Not only that, Authorize.net has a user-friendly dashboard. Thanks to it, you can organize all of your payments into a grid that you can use to capture payments and process refunds in a matter of seconds. Along with full payments, this best payment gateway wordpress allows you to execute partial refunds. Last but not least, Authorize.net allows you to customize your payment page. You can do it by changing the title of the payment method, the text of the order button, displaying preferred cards on the checkout page, and enabling the CVV number on the checkout page. 

8. 2Checkout

If you are seeking the best Woocommerce payment gateway for your website, 2Checkout is the most suitable option. It offers ecommerce store owners a variety of tools to ensure that their online business works effectively. Besides, it allows merchants to take mobile and online payments from buyers all over the world. 

Moreover, this payment gateway is available in over 200 countries and takes Visa, Mastercard, American Express, JCB, and Discover credit cards. In particular, using 2Checkout, you can also accept payments via PayPal. Furthermore, it also contains a robust API that allows it to be integrated with a variety of carts, including Shopify, Wix, Ecwid, WooCommerce, etc. 

In addition, 2Checkout is also compatible with mobile devices. Its adaptable function allows you to customize the interface and design to your company’s identity. Alternatively, the payment processor supports 29 languages and takes payments in 100 different currencies.  

9. AliPay

AliPay is a popular WooCommerce payment gateway in the region, and it’s progressively gaining traction on a global scale. Firstly, AliPay has a global user base of over 550 million people and processes over 8.5 million transactions per day. Besides, it is a secure payment processor that provides real-time monitoring, privacy protection, and world-class payment security. Its stability allows it to handle a huge number of transactions at the same time. Best of all, it is also compatible with a variety of browsers, including mobile browsers. 

Plus, members are protected by the payment gateway, which offers a 100 percent refund for fraudulent purchases as well as a 90-day payment protection period. Best of all, settlements with international partner merchant firms are also sent straight to the merchant’s international banking account in any of the twelve currencies supported. 

10. Woocommerce payments

Last but not least in this topic is Woocommerce payments which is a payment service offered by the WooCommerce team. This best payment gateway wordpress gives your ecommerce store a better checkout experience and a fully integrated payment gateway. Moreover, WooCommerce Payments is currently only available to merchants headquartered in the United States that sell products in US dollars. Specifically, for U.S.-issued cards, it has a pay-as-you-go cost structure of 2.9 percent + $0.30 per transaction. However, for cards issued outside of the United States, there is an additional 1% cost. 

In conclusion

To sum up, the best payment gateway WordPress is one that has the lowest transaction costs and is available in your desired region. Not only that, it also must give your consumers a better user experience. In general, all the payment gateways we mentioned above are extremely good and widely used. All in all, Arrowtheme hopes through this article, you can choose the most ideal payment gateway for your website.

Aside from it, we also deliver you Woocommerce Website Packages that include many useful methods to develop your ecommerce site. Our Woocommerce packages cover every service from Development, Updates to Maintenance & Support services that ensure your site always works in the best condition. Best of all, we are offering upto 30% discount program for all services. Hence, what are you waiting for without grabbing this great deal by filling out our CONTACT FORM right now!